In the first half of this informative two-part post from 5280 Insurance, we have answered your question about whether or not your homeowner’s insurance covers flood damages. Now, we are going to address some of the other queries you might have related to this: Is It Absolutely Necessary to Add Flood Insurance to My Existing […]
Homeowners’ insurance is a type of insurance that covers your home and possessions in the event of damage or theft. You should know what is and isn’t covered by your homeowners’ insurance policy to be prepared in the event of a disaster. As mentioned, standard homeowners’ insurance policies do not typically cover flood damage. Therefore, […]
Some of the most common causes of property damage worldwide are thunderstorms and flooding, and the US is no exception. In fact, the NOAA’s National Severe Storms Laboratory reports around 100,000 thunderstorms annually. Moreover, 10% of these storms are severe, resulting in significant damage to numerous homes. According to the rapid pace of global climate change, weather-related damage […]
There are plenty of home insurance policies out on the market since homeowners need to protect their homes from many different types of risks. While there might be so much coverage involved, it’s best to seek and pick the ones that apply to your needs the most. Here’s a short guide to different home insurance […]
So, You already have different insurance policies to ensure that your assets and your loved ones are protected. However, beyond the standard ones, you may have missed out on an important and surprisingly affordable type of insurance – umbrella insurance. If you want to know more about umbrella insurance and whether or not this is […]
Motorcycle riders in Virginia, West Virginia, North Carolina, South Carolina, and Georgia are represented by the Motorcycle Law Group. Except for Virginia, all of these states require motorcyclists to have minimum insurance coverage. Although motorcycle insurance is not legally required in Virginia, motorcyclists who do not get it are assessed a $500 opt-out cost when […]
Insurance is necessary, but it should not put a strain on your finances. Luckily today, there are numerous permutations imaginable. At the same time, your insurance agent can assist you in selecting the best coverage for your needs. Your insurance rate is most likely revised on an annual basis. This ensures that your insurance meets […]
Homeowners have to face plenty of worries, whether it’s sudden accidents or natural disasters. For the latter, there are plenty of flood-prone zones that can really lay water damage on your home no matter how much you don’t want it to. It’s an unfortunate reality, but one that you can protect against by investing in […]
You cannot have better preparation for the future than buying insurance. As a result, it gives you peace of mind knowing that you are financially covered for whatever the future holds. This assertion is also true for business matters. You must protect your company, too. With that said, is it prudent to invest in business […]
Many homeowners are not entirely sure what a homeowner’s insurance covers. In fact, there are myths and rumors that surround how an insurance policy functions and what we could all really get from it. Because of this, people are wary of this added expense. Some may even think that it is not worth it! Thus, […]
