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    10 Aug by 5280 Insurance

    6 Tips for First-Time Homebuyers to Reduce Insurance Costs

    In your effort to buy your first home, one thing you must never ignore is homeowner’s insurance. Homeowners insurance is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one’s home, its contents, loss of use of […]

    10 Aug by 5280 Insurance

    Understanding Auto Insurance Deductibles: Part Two

    There are many considerations to make when you are deciding on the deductible amount on your car insurance. This blog post is part of a two-part article to help you narrow your search down and get the auto insurance package that fits your needs. Understanding Auto Insurance Deductibles: Part Two Here is a list of […]

    10 Aug by 5280 Insurance

    Understanding Auto Insurance Deductibles: Part One

    In order to have an auto insurance policy, you must pay policy premiums to the insurance company. Your policy premium is based on many factors, including your car, your driving record, and the coverages and deductibles you choose for your policy. Your policy premium will be billed to you every policy cycle and will change […]

    10 Aug by 5280 Insurance

    What You Should Know about Insurance for Second Homes

    Home insurance is a necessity for property owners. Fortunately, avoiding high-risk locations may help you save money on home insurance if you are about to purchase a second home. Houses near disaster-prone locations should also be avoided. Another option is to purchase fresh homes because insurance will be more expensive for older, damaged vacation homes. […]

    3 Aug by 5280 Insurance

    Do Homeowners’ Insurance Policies Cover Floods? (Part 2)

    In the first half of this informative two-part post from 5280 Insurance, we have answered your question about whether or not your homeowner’s insurance covers flood damages.  Now, we are going to address some of the other queries you might have related to this:  Is It Absolutely Necessary to Add Flood Insurance to My Existing […]

    3 Aug by 5280 Insurance

    Do Homeowners’ Insurance Policies Cover Floods? (Part 1)

    Homeowners’ insurance is a type of insurance that covers your home and possessions in the event of damage or theft. You should know what is and isn’t covered by your homeowners’ insurance policy to be prepared in the event of a disaster. As mentioned, standard homeowners’ insurance policies do not typically cover flood damage. Therefore, […]

    3 Aug by 5280 Insurance

    Factors Influencing the Cost of Your Second Home Insurance

    Purchasing a home requires a significant financial commitment. You are fortunate if you already have one. And you are blessed if you are able to buy the second home you have always wanted.  The majority of Americans desire to acquire a second home in a rural or coastal area. You might use it as a […]

    28 Jul by 5280 Insurance

    Age & Gender Aside, What Factors Affect Auto Insurance Rates?

    Age and gender are among the factors that insurance companies use to determine rates. However, other factors such as driving history and vehicle type are also important. What Is Auto Insurance? Car insurance is a policy purchased for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical […]

    27 Jul by 5280 Insurance

    Home Insurance: Is It Affected by Your Credit Score?

    Many factors determine the recurring cost of your homeowner’s insurance, including the amount of debt you have and whether you tend to settle your bills on time. A low credit score will make it challenging to secure a loan if you have a lot of debt.  Your financial history can affect insurance providers; they will […]